Financing options

PERSONAL

Many credit cards in Singapore provide interest-free instalment plans. Please note we are not affiliated with the following providers and do not take any form of commission. Here are a few options we have found:

 Image result for uob logo singapore UOB Smart Pay

Benefits of UOB SmartPay:

  1. Interest-free monthly instalment with 1-time low processing fee
  2. Flexible payments over 3, 6, 12 months
  3. Fast and hassle-free application via Personal Internet Banking, Online form or SMS

 

Tenure

3 months

6 months

12 months

1-time processing fee

3%

3%

5%

Effective Interest Rate

18.18% p.a.

10.43% p.a.

9.5% p.a.

 

For example, based on a retail purchase of S$3,600,

 

Tenure

3 months

6 months

12 months

Monthly instalment

S$1,200

S$600

S$300

1-time processing fee

S$108

S$108

S$180

There are terms and conditions available from UOB Bank directly. Please do read through and ensure you are aware of them before committing to it as we do not represent UOB Bank and cannot advise on behalf of the organization. 

Image result for dbs logo singapore  DBS "My preferred payment plan"

Benefits of DBS "My preferred payment plan":

·         0% Interest with a low processing fee

·         Combine and convert any retail purchases

·         Flexible payments over 3, 6, 12, 18, or 24 months

 

Tenure

3 months

6 months

12 months

18 months

24 months

One-Time Processing Fee
(based on transaction amount)

3%

3%

5%

6%

6%

Effective Interest Rate

18.18% p.a.

10.43% p.a.

9.50% p.a.

7.86% p.a.

5.98% p.a.

For example, based on transaction amount of S$2,700:

Tenure

3 months

6 months

12 months

18 months

24 months

Monthly Instalment

S$900

S$450

S$225

S$150

S$112.50

One-Time Processing Fee
(based on transaction amount)

S$81
(3% of S$2,700)

S$81
(3% of S$2,700)

S$135
(5% of S$2,700)

S$162
(6% of S$2,700)

S$162
(6% of S$2,700)

How to Apply

·         SMS MP3A<space>NRIC to 76060. You will receive a call from us within three working days to complete your application.

·         Download the application form. Mail or fax the completed form to 6782 1063.

 

Image result for ocbc logo singapore  OCBC PayLite

For purchases of S$500 and above

·         Repay any of your local, overseas or online purchases with monthly instalments

·         Fixed monthly payments up to 24 months

·         For more details, click through the link to find out more. 

 

Image result for anz logo singapore  ANZ Flexi-loan

ANZ FlexiLoan is a personal loan drawn on your ANZ Credit Card to provide you extra cash to support your lifestyle needs and desires while managing your cash flow with equal monthly installments.

Apply for the ANZ FlexiLoan today and enjoy the following benefits:

·         Flexibility to choose from loan tenures of 12, 24, 36, 48 or 60 months.

·         Savings on interest charges with rates as low as 0.48% per month (EIR 10.91% p.a.).

·         Convenience of having your ANZ FlexiLoan reflected in your consolidated ANZ Credit Card statement.

 

BUSINESSES

If you are looking for loans to start a gym facility, there are many SME loans options available. However, you can also take a personal loan from credit companies to make this a reality. 

You may visit the Moneylenders directory in Singapore for a list of available options or some of the providers we have found to source for alternatives. 

 Moneylenders Directory Singapore's Logo   Moneylender's directory of Singapore

 

Some are some options we found:

 Loanowl logo     

Please note that we do not endorse or align ourselves with any specific provider. Please ensure you have done your due diligence and proper planning to ensure you are working with a licensed professional as you will be owning the business relationship with them directly. We do not take any commissions of any form on any conversations you may take on from the links provided here.